"All things disruptive" with a focus on Fintech, Insurtech and Telco.
With a competency in “all things disruptive”, we focus on the broader Fintech, Insurtech and Telco sectors, where we have a deep knowledge of the ecosystems, structures, trends, value drivers, underlying technology and where we have senior relationships with key decision makers.
Fintech
Our coverage of Fintech includes the Payments, Stablecoins/Crypto, Alternative Lending, Wealth Management, Capital Markets, Regulatory (Regtech) and Property (Proptech) sectors.
We have a strong focus on Payments including all types of mobile payments such as P2P, in-app commerce, virtual goods, MPOS, card-based solutions, NFC and contactless, mobile money, international transfers and remittances, carrier billing, micro-payments and payment/multi-purpose wallets.
We work with a range of companies from the card networks through to platform-as-a-service and niche API based service providers.
Insurtech
Our coverage of Insurtech includes companies with enabling technologies, business models and/or platforms that can transform or improve efficiencies in functions such as pricing, user acquisition, marketing, policy administration, brokering and claims for the insurance industry.
We also cover new and incumbent players in the insurance value chain from brokers, MGAs, insurance companies to reinsurers in both B2B and D2C (Direct to Consumer). Our main focus has been in Commercial and P&C insurance, including motor, household, gadget and niche products.
The Corniche partners were interviewed in May 2021 by Insurtech UK Council member, Jonathan Valentine, who also talks about his experience as a client of Corniche.
Corniche Growth Advisors is the Transaction Advisory Partner to Insurtech UK, the trade association for the community of Insurtech startups in the UK, with over 100 members, and with its mission to transform the insurance industry through the use of technology, and to make the UK the global leader for insurance innovation.
Energy/ClimateTech
The global shift toward decarbonisation and energy security is reshaping how power is generated, stored, distributed and consumed. Corniche covers the enabling technologies and the software layer driving that transition.
We cover emerging off and low-grid solutions in renewable, clean and hybrid energy generation and distribution, such as fuel cells and mini-grids.
We cover cross-sector themes such as Artificial Intelligence (AI), Internet of Things (IoT) and many others.
We cover various horizontal themes that span virtually every tech sector where we see the competitive edge that these themes bring to a particular value proposition or go-to-market strategy, and in these cases may engage in other sectors such as Medtech, Mobility etc.
Artificial Intelligence (AI)
AI is permeating every possible application in every sector, and coverage now extends beyond classic machine learning, deep learning, NLP and vision to the current wave defining the category: large language models (LLMs), small language models (SLMs) built for efficiency and edge/on-device deployment, and world models that let systems reason about and simulate physical and dynamic environments.
Our coverage spans specialist AI and data analytics companies, AI-native companies built from the ground up around these architecture, and incumbent companies (from insurance through to industrial companies) that are leveraging AI technologies to transform existing operations.
Web3
Web3 is one of the fastest-evolving layers of the disruptive technology stack, spanning blockchain protocols and Layer 1/Layer 2 infrastructure, digital asset custody and wallets, tokenisation of real-world assets, decentralised finance (DeFi), stablecoins and payment rails, NFTs and digital identity, and the DAOs and governance tooling reshaping how organisations are structured and funded.
Our coverage extends both to specialist Web3-native companies and to incumbents integrating decentralised technology into existing products — reflecting Corniche’s broader view that blockchain, tokenisation and digital assets are becoming embedded across every sector we cover, not confined to a category of their own.
Other themes
There are many other themes that cut across sectors such as Software as a Service (SaaS) cybersecurity and privacy, digital infrastructure and sovereignty and the Internet of Things (IoT).
Corniche Growth Advisors Limited (FRN 944857 ) is an appointed representative of Thornbridge Investment Management LLP (FRN 713859) which is authorised and regulated by the Financial Conduct Authority. Our Privacy Notice regarding how we process your personal data can be found at Privacy Policy. Terms of Use apply to this website.